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As an FCA authorised credit broker we can offer loans from our panel of lenders. Representative APR 0% (fixed).

  • Loan terms available from 12 months to 10 years;
  • Interest rate and Representative APR is 0% (fixed); 9.9% APR available over longer terms.
  • Overpayments and early repayments can be made at any time. If you make overpayments you will avoid future interest and the length of the loan will be reduced; 
  • The table below shows the monthly repayment and the total amount repayable for a sample purchase of £1,500. The calculator on the banner below allows you to see the monthly payment for other amounts.

Loan amount  - £1,500

12 months

18 months

24 months

3 years

5 years

8 years

10 years


Monthly repayment








Total amount repayable









Interest rate and Representative APR

0% (fixed)

9.9% (fixed)


Representative Example

Cash price of product


Loan amount

Term of loan

Monthly repayment

Total amount payable (incl. deposit)

Rate of interest

Representative APR





24 months



0% (fixed)

0% (fixed)

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Our quote contains a link where you can apply for the loan.

If your loan application is approved, once you sign the loan agreement, we will arrange a delivery date to suit you. Your first loan repayment will be taken by direct debit one month after successful delivery.

Carpets 4 Less Southern Ltd (trading as Southern Artificial Grass) is authorised and regulated by the Financial Conduct Authority (FRN:828193) as a credit broker and provides loans from its panel of lenders.

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