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As an FCA authorised credit broker we can offer loans from our panel of lenders. Representative APR 0% (fixed).

  • Loan terms available from 12 months to 10 years;
  • Interest rate and Representative APR is 0% (fixed); 9.9% APR available over longer terms.
  • Overpayments and early repayments can be made at any time. If you make overpayments you will avoid future interest and the length of the loan will be reduced; 
  • The table below shows the monthly repayment and the total amount repayable for a sample purchase of £1,500. The calculator on the banner below allows you to see the monthly payment for other amounts.

Loan amount  - £1,500

12 months

18 months

24 months

3 years

5 years

8 years

10 years

               

Monthly repayment

£125

£83.33

£62.50

£48.03

£31.49

£22.35

£19.39

Total amount repayable

£1,500

£1,500

£1,500

£1,729

£1,889

£2,145

£2,327

               

Interest rate and Representative APR

0% (fixed)

9.9% (fixed)

 

Representative Example

Cash price of product

Deposit

Loan amount

Term of loan

Monthly repayment

Total amount payable (incl. deposit)

Rate of interest

Representative APR

               

£1,500

£750

£750

24 months

£31.25

£1,500

0% (fixed)

0% (fixed)

 C:\Users\Michael\Documents\Phoenix\Sales materials\9.9% banner.png

Our quote contains a link where you can apply for the loan.

If your loan application is approved, once you sign the loan agreement, we will arrange a delivery date to suit you. Your first loan repayment will be taken by direct debit one month after successful delivery.

Carpets 4 Less Southern Ltd (trading as Southern Artificial Grass) is authorised and regulated by the Financial Conduct Authority (FRN:828193) as a credit broker and provides loans from its panel of lenders.

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